Transaction volumes spiked during the pandemic year...and so did systemic troubles in India?s digital payments ecosystem. From online grocers and edtech platforms to snack-makers and even hospitals, sectors across the board bore the brunt of cyberattacks and spike in transaction failures. To top it off, the banks carrying the load of digital transactions ? HDFC Bank, State Bank of India and Yes Bank ? witnessed prolonged outages for one reason or another.And that fintech contagion has spread int