GB SinghIndia?s banking and financial ecosystem has undergone one of the fastest and most ambitious digital transformations in the world. In little more than a decade, the country has moved from branch centric banking to a platform driven, API-enabled, mobile first financial architecture. UPI transactions number in the billions per month. Digital onboarding is almost instant. Embedded finance is dissolving the boundaries between banking, retail, telecom and technology platforms. Financial inclus